10 Reasons to Register Online With Your Insurance Carrier

Have you gotten a chance to register online with your insurance carrier? If not, you could be missing out on tools designed to make your life easier. For example, wouldn’t it be nice if you could track your health insurance claims online?

How about scheduling a virtual doctor visit and getting the prescriptions you need without leaving your couch?

These are just some of the many benefits available to you when you create an online account with your insurance provider.

Keep in mind that not all companies offer the features we describe in this blog post. Please check your specific insurance carrier’s website for more information.

In the meantime, here are the top 10 reasons to register online with your insurance carrier.

1. Access Your Plan Information

There’s a lot of information in your group health insurance plan. It’s impossible to remember every minute detail. But you can create an online account with your insurance carrier to access your plan information 24 hours a day.

Being able to access your plan information will help you avoid any surprise bills. That’s because you’ll know what services are covered and any limits that apply to your policy.

2. Access Your Virtual ID Card

Don’t have your insurance card in your wallet? No need to fear! When you create an online account with your insurance carrier, you’ll be able to access your virtual ID card 24/7. You can then share this card with your doctor, dentist, pharmacy, or other health care provider.

3. Search for In-Network Providers

Save money by choosing in-network providers. Most insurance companies have an online portal that will allow you to find in-network doctors, hospitals, urgent care centers, labs, dentists, and more. This is especially important if you have an HMO plan that covers 0% of the cost of an out-of-network provider.

4. Compare Prescription and Treatment Costs

Nothing is worse than getting an unexpected medical bill in the mail. That’s why many companies offer cost-comparison tools for their members.

Through their online portal, your insurance carrier may let you compare cost estimates for prescriptions or treatments based on your specific plan.

This helps save you money in the long run and improves your confidence when making decisions about your health.

5. Track Your Claims and Spending

Have you recently seen your doctor or dentist? If so, you can check the status of your claim online. Many companies will give you a detailed cost breakdown so you can see how your group insurance plan is working for you.

6. Pay Your Premium Online

Creating an online account makes it easy to schedule one-time payments or sign up for autopay. Through your account, you’ll also be able to manage your payment methods and see details in regards to your invoice and payment history.

7. Schedule a Virtual Doctor Visit

When you’re sick, you may not feel like driving to the doctor’s office. But many insurance providers make it possible for you to schedule a video visit with a trusted doctor. This means that you can get the medical care you need without leaving your couch!

Depending on your circumstances, your doctor may even be able to write you a prescription so you can feel better soon.

8. Get Prescriptions Shipped to Your Door

Don’t want to drive to the pharmacy? Some companies like Humana are offering a cost-sharing mail-order pharmacy for their plans. Refill and get your prescriptions without leaving your home!

9. Get Help From a Virtual Assistant

A few companies offer virtual assistants to help members find the plan information they need. For example, Blue Cross Blue Shield has a virtual assistant called Ask MIBlue. A virtual assistant will help you find information faster so you can get back to what’s important.

10. Start Living Healthy

One of the most common New Year’s resolutions is to live a healthier life. But changing your lifestyle is easier said than done.

Your health insurance carrier understands that starting new habits can be difficult. That’s why some companies are offering personalized programs and activities for their members. This helps empower you to live your best life.

Discover the Michigan Planners App

Did you know that Michigan Planners also has an app for its members? You can now use our app as a 24/7 tool to submit benefit questions, file a claim, and learn about different carrier resources that are available to all employees. Visit your device’s app store to learn more.

New to Michigan Planners? We’d be more than happy to establish a relationship with you and help you shop for competitive group employee benefits. To get started, please call Michigan Planners at (800) 674-9235. You may also fill out our online contact form and someone from our team will reach out to you soon.